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Attention homeowners in Pensacola and Escambia County: Get an Appraisal today!
See the top seven reasons why Florida homeowners hire Abacus Appraisal, Inc. :
- Find the right listing price (whether you're using an agent or selling the home on your own)
- Challenge a property tax assessment
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Remove PMI to cut their mortgage payments
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Reinstate your Home Equity Line of Credit (or HELOC)
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To review a different appraiser's report for verification
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In the case of a divorce in the state of Florida, when real estate needs to be divided
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To settle an estate in Florida by determining the true market value of the real estate in question
We at Abacus Appraisal, Inc. understand the particular needs of a homeowner seeking appraisal services.
While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing Services
Since you have an emotional attachment to your home, it's often very hard to be objective about it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer.
The appraisal is something tangible to show the buyer.
The appraisal is an independent third party's opinion of your property's market value, not just how much your home is worth.
Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an accomplished appraiser's value report than yours.
Challenging Escambia County's assessment of your property
Your local tax assessor may have your home overvalued if you live in an area that is declining.
This only means you're most likely paying higher taxes than you should be paying.
Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be.
Getting a professional appraisal from Abacus Appraisal, Inc. is your strongest weapon when challenging your property tax assessment.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments.
Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down.
We are qualified in helping clients just like you abolish unnecessary PMI insurance.
Recently got a freeze to your HELOC?
Your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value.
This can be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow angle.
Abacus Appraisal, Inc. can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Have you just been given a copy of your appraisal and you'd wish to have a professional double-check it for efficiency or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal?
We can go out and check the subject and comparables in a field review.
Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too.
Although most review work is requested by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion.
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